Wholesale Account Executive
Company: Realtor.com
Location: Santa Clara
Posted on: May 9, 2022
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Job Description:
Why Work for Quontic? Quontic Bank is a CDFI federally chartered
digital community bank. We have a customer-centric culture built
around helping our customers and giving back to local
communities.Were making homeownership simpler, faster, and most
importantly more accessible for all communities across the United
States. Who We are Quontic is the adaptive digital bank that
empowers its customers financially while embracing their diverse
circumstances. Quontics mission to break the system for financial
empowerment stands in the face of big banks and proves there is a
better and more equitable way to put the customer first. We focus
on truly understanding and serving the underdogs, entrepreneurs,
gig-economy workers, immigrants, and more with a curated banking
experience as opposed to a one-size-fits-all banking approach. We
are currently seeking motivated and dependable Full-time Wholesale
Account Executives to sell the most aggressive and unique NonQM
loans that are CDFI (Community Development Financial
Institution).We are unique to have the US Treasury CDFI designation
that allows us to offer programs such as: True stated income & No
ratio for owner OCC properties Stated P&Ls No accountant
certification One-Year self-employed only VOE only program 100%
gifts allowed for a down payment, closing costs, and reserves No
ratio loans for owner-occupied borrowers DSCR investor loans Loans
up to $3,000,000 Refinance off the appraised value after 6 months
of ownership Much more! Your Primary Responsibilities Include:
Build relationships with current and new mortgage brokers; Contact
and solicit mortgage brokers and bankers regarding Quontics unique,
highly competitive, niche, wholesale mortgage loan programs
Facilitate broker and banker sign-ups into Quontics
broker-wholesale lending program Maintain daily workflow
prioritization and communication to ensure urgent matters are dealt
with and closings occur in a timely manner Meet individual & team
monthly sales goals Maintain sales contact database and send weekly
correspondence on programs and procedures Maintain regular
communication with the brokers and inform brokers of changes and
enhancements in processes and procedures Develop marketing ideas
and plan for the continued increase in volume Analyze and
prequalify applicants to determine the eligibility of the desired
loan program Effectively explain and communicate the terms of the
product to brokers and bankers Ensure all required documents are
signed by the borrower Gather all initial documentation based on
the selected loan program Experience Must have a minimum of 3 years
ofwholesale lending experience, meet commission sales standards,
and possess proven business development skills Must have a strong
knowledge of the mortgage market in their assigned territory.
Ideally, the candidate would have prior experience in a wholesale
lending role which will provide them a critical jump-start to
getting their production off the ground Strong ability to excel
within an ever-changing environment Highly motivated and determined
to succeed in a competitive, time-sensitive industry Associates or
Bachelors degree preferred Strong relationship building skills and
time management skills Knowledge of underwriting and/or closing
procedures and regulations Must have the ability to facilitate
accurate and thorough loan applications that comply with company
procedures and guidelines Must have excellent communication and
interpersonal skills Experience with mortgage lending software and
computer applications a plusby Jobble
Keywords: Realtor.com, Santa Clara , Wholesale Account Executive, Accounting, Auditing , Santa Clara, California
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