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Financial Partnerships and Consumer Offer Lead

Company: Apple
Location: Santa Clara
Posted on: June 21, 2022

Job Description:

SummaryPosted: Weekly Hours: 40 Role Number:200370135The people here at Apple don't just create products - they create the kind of wonder that's revolutionized entire industries. It's the diversity of those people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Join Apple, and help us leave the world better than we found it!The Financial Partnerships and Consumer Offer Lead drives the development of strategies and execution of initiatives across US Consumer Retail. Within this team, the Financial Partnerships and Consumer Offer Lead is essential in ensuring that Apple's ecosystem has the broadest reach and accessibility across all US retail consumers. This role is responsible for developing and delivering innovative consumer offers and identifying avenues to provide more affordable access to Apple's portfolio of products and services for our US retail partners.Please Note: this position may be located in Santa Clara Valley, Austin or Coral Gables.Key Qualifications7+ years of experience within credit, financing, FinTech, and/or banking institutionsIn-depth knowledge of the US consumer financing and monthly payments landscapeProven experience building affordability offers leveraging financing, residual values, extended installments, credit approvals, etc.Understanding of banking, carrier and/or retail economics with regards to financial reporting, ROI, product costing and customer lifetime value.Subject matter expertise in financial modeling, payments, banking, credit, risk operations, data science, and finance.Deep understanding of digital payments technology and trends.Confirmed strengths in deal-making, negotiations, relationship management, and cross-functional collaboration.Strategic agility: demonstrated capability to identify and drive new opportunities.Proven analytical capabilities; experience working with and constructing complex financial models.Ability to collaborate with different teams, create presentation materials and present to senior leaders to guide business decisions.Ability to quickly develop, iterate, and navigate through large-scale contracts and agreements in partnership with legal teams.Proven ability to cultivate senior executive relationships and to navigate partner organizational structures.Knowledge of consumer electronics products and market trends; exceptional insight into customer purchasing behaviors.Consumer/retail experience a plus.DescriptionThis role will identify sound strategies to win in the US retail environment by crafting innovative consumer offers for our retail partners and their customers. Design scalable initiatives that increase access to Apple's ecosystem by addressing credit and financial constraints of customers and partners.Identify unique opportunities by analyzing market dynamics, business requirements, partner capabilities, and return on investment. - Ability to understand partner challenges and perspectives and build credibility through strong business insights. Guide initiatives to grow the account and the partner's dedication to Apple products over time. - Collaborate with retail partners and players in the banking and payments industry to build each consumer offer program and initiative. - Articulate and quantify commercial impact of proposed programs and associated actions. - Lead compliance to key commercial obligations, identify gaps/opportunities to drive increased performance YoY. - Lead pipeline development, prospecting, deal execution, implementation, and continued management. - Navigate complex organizations and quickly build relationships and rapport. Partner across Apple functions to evaluate new business models and to lead financial assessments.Education & ExperienceBachelor's degree required. MBA strongly preferred.

Keywords: Apple, Santa Clara , Financial Partnerships and Consumer Offer Lead, Accounting, Auditing , Santa Clara, California

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